Billing Terms and Conditions

1. ACCEPTED PAYMENT METHODS

At [Your Store Name], we offer a variety of secure payment options to provide a safe and seamless shopping experience. We accept the following payment methods:

Credit & Debit Cards: Visa, MasterCard
PayPal
Shop Pay (Shopify Payments – where supported)
Google Pay & Apple Pay
EFTPOS (For New Zealand & Australian customers – via eligible devices or checkout terminals)

All payments are processed securely and may be verified using 3D Secure or bank authorisation when required.

2. PAYMENT CURRENCY

All prices are displayed in your local currency where available. However, final processing may be completed in USD, NZD, AUD, or another base currency depending on your region and payment provider.

Exchange rates and any applicable conversion fees are determined by your bank or payment service (e.g., PayPal or credit card issuer).

3. PAYMENT PROCESSING

Payment must be completed at the time of checkout.
Orders are not shipped until payment has been successfully received.
If a transaction is declined or fails, the order will not be confirmed.
In some cases, payments may be held temporarily for verification by the provider (e.g., PayPal, Shop Pay).

4. PRICING & CHARGES

All product prices include applicable taxes unless otherwise stated.
Shipping costs, if applicable, will be calculated and displayed at checkout.
We reserve the right to update prices at any time without prior notice.

5. PAYPAL TERMS

If you choose to pay with PayPal:

Your transaction will be subject to PayPal’s terms of service.
Refunds for PayPal purchases are issued directly to the same PayPal account used at checkout.

6. SHOPIFY PAYMENTS / SHOP PAY TERMS

Shopify Payments supports Visa, Mastercard, and other local cards.
You may be able to save your information securely for future purchases (if opted in to Shop Pay).
All payment information is encrypted and processed via certified PCI-compliant gateways.

7. SECURITY

We do not store full credit card details or personal banking information. All transactions are processed through trusted and encrypted payment providers.

If you have any questions about billing or need help with your order, please contact our support team at hello@nyoou.com